#Digital payments
4 ARTICLES
Why WhatsApp pay stumbled in India's $3 trillion fintech market
Despite 500M+ India users, WhatsApp Pay processed only 12M transactions vs Google Pay's 700M and PhonePe's 500M. Reach wasn't the problem, focus was.
Benedicta PhilemonDecision Intelligence Analyst
Remittance money is reshaping global economies faster than foreign aid
In 2023, migrant remittances reached $822 billion, nearly 3× foreign aid ($288B). India alone received $111B. This household capital now drives demand faster than any aid program.
Benedicta PhilemonDecision Intelligence Analyst
The economics behind e-wallets' rise over credit cards
Mobile wallets are 84% of all transactions in China. Alipay and WeChat Pay charge 0.55-0.60% vs credit cards' 2-3%, redrawing global commerce economics.
Benedicta PhilemonDecision Intelligence Analyst
Is "Mobile money" becoming the new normal in Africa?
Sub-Saharan Africa hit 548M mobile money accounts in 2020, 43% growth, the world's highest. COVID accelerated a shift Bain projected at 57% of transactions by 2025. Africa is going digital, fast.
Joseph RutakangwaCo-founder & CEO, RwaziSee Rwazi working on your category.
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